The biggest variable will be their fees. If you interview several in your area this should give you a good price point for that city. We use the word "interview" they will call it a free consultation, but you will really want to interview them at the same time.
Questions
There are some common questions you will ask, you should know the answers, this way you will know immediately what they're up to. Here are a few questions to ask:
- How much is the cost?
- What is the difference between chapter 7 and 13?
- How long will the process take?
- What can I expect at the Trustee hearing?
- What to expect after the bankruptcy is final?
- What will be the affect to my credit?
Cost - range between $1000.00 to $3500.00
Differences between chapters - review site information
Process length - usually takes between 4 to 5 months
Trustee hearing - review the documents, may have questions, etc..
Bankruptcy is final - chapter 7 discharge papers, chapter 13 payment instructions and misc procedure in case your situation changes
Credit Affects - 10 years on chapter 7, 7 years on chapter 13
This is just gives you an idea on what to ask, any lawyer should know these answers. You can dig a little deeper if you want to go into more detailed questions, it will only help.
Other Options
It is always possible to file for bankruptcy without a lawyer, a good paralegal might fit the bill. The problem is if you don't include everything you want or you fill the documents out wrong, the hassle and refiling fees will be costly.
One option you can use to find a lawyer is if this doesn't work for you look at the other resources on this page.
This is one bunch of paperwork you need done right the first time.
